Financial wisdom for your peak earning years. Tax optimization, retirement acceleration, college planning, and protecting your wealth.
← Back to 40s HubHow to strategically realize losses to offset gains and reduce your tax bill without disrupting your investment strategy.
How high earners can contribute far beyond normal limits using this advanced but legal strategy.
How to position your portfolio for continued growth while beginning to protect what you've built.
A comprehensive guide to choosing the right 529 plan and maximizing tax advantages for your state.
How to legally contribute to a Roth IRA even if your income is too high for direct contributions.
Why the Health Savings Account is the most powerful retirement account most people ignore.
The math vs. psychology debate and how to find the right answer for your situation.
Which investments belong in which accounts to minimize your lifetime tax burden.
Why term insurance wins for most people, and the rare cases where permanent insurance makes sense.
Why funding your retirement might be the best thing you can do for your kids.
Why $1-2 million in umbrella coverage costs less than you think and protects more than you realize.
Understanding the FAFSA formula and legal strategies to maximize financial aid eligibility.
The case for global investing and finding the right balance between US and international stocks.