Terms of Use

Agreement to Terms

By accessing and using The Zen of Finance website (thezenoffinance.com), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you may not access the website.

Intellectual Property Rights

Unless otherwise indicated, the website and all content, features, and functionality (including but not limited to all information, text, graphics, logos, images, and the design and arrangement thereof) are owned by The Zen of Finance and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without prior written consent, except for:

• Your personal, non-commercial use
• Sharing links to our content on social media
• Brief quotations with proper attribution

User Conduct

You agree not to use the website:

• In any way that violates any applicable law or regulation
• To transmit any advertising or promotional material without our consent
• To impersonate or attempt to impersonate The Zen of Finance or any other person or entity
• To engage in any conduct that restricts or inhibits anyone's use of the website
• To attempt to gain unauthorized access to any portion of the website

Third-Party Links

Our website contains links to third-party websites and services, including affiliate links. These links are provided for your convenience and information only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Affiliate Disclosure

Some links on this website are affiliate links. This means we may earn a commission if you click on a link and make a purchase or open an account. This comes at no additional cost to you. We only recommend products and services we genuinely believe will be valuable to our readers.

Disclaimer of Warranties

THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the website will be uninterrupted, secure, or error-free, that defects will be corrected, or that the website is free of viruses or other harmful components.

Limitation of Liability

IN NO EVENT SHALL THE ZEN OF FINANCE, ITS OWNERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of (or inability to access or use) the website
• Any conduct or content of any third party on the website
• Any content obtained from the website
• Unauthorized access, use, or alteration of your transmissions or content

Indemnification

You agree to defend, indemnify, and hold harmless The Zen of Finance and its owners, employees, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses arising out of or relating to your violation of these Terms of Use or your use of the website.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify or replace these Terms of Use at any time. We will provide notice of any material changes by updating the "Last updated" date. Your continued use of the website following any changes constitutes acceptance of those changes.

Severability

If any provision of these Terms of Use is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Contact Us

If you have questions about these Terms of Use, please contact us at:

Email: legal@thezenoffinance.com